Used Car Finance in Bristol, Bath & South West

Whatever your budget we can help make owning your new car affordable

We are experts in offering car finance to customers across the UK. If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets.

We work very closely with the following finance providers to offer you a range of used car finance benefits:

Find your ideal Finance Plan

Hire Purchase

Hire purchase is a simple, straightforward way to spread the cost of buying a new car. It's fixed rate finance - with a fixed monthly payment.

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Personal Contract Purchase (PCP)

Personal Contract Purchase is highly attractive and increasingly popular. It combines low, fixed monthly payments with exceptional flexibility at the end of the agreement.

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Lease Purchase

Hire purchase with a balloon offers lower monthly payments than normal hire purchase. Instead, at the end of the agreement, you can make a final lump sum payment (or 'balloon') to own your car.

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Hire Purchase with Balloon Payment

If you or your business normally buys its cars with cash, a bank loan, or through a traditional Hire Purchase scheme, then you may find Business Contract Hire a far more cost-effective option.

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Contract Hire

Contract Hire can offer a package to include routine servicing and maintenance costs for a small increase in the monthly rentals. All scheduled maintenance work will be carried out by the main dealer network and at a local dealer of your choice.

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Our Finance Partners


We are Santander Consumer (UK) Plc and we trade as Santander Consumer Finance. We are part of the Spanish Banco Santander Group and we provide a range of products designed for purchase of personal and business vehicles. Our finance and related products are distributed via a network of dealers and intermediary introducers, and also through partnerships with selected car and motorcycle manufacturers. We are one of the UK’s leading independent finance companies with over half a million live customer agreements. 


Thousands of customers choose MotoNovo Finance every week to buy their next car, van or motorbike. We offer a range of relevant products and services quickly, efficiently and competitively and have been doing so for over 40 years.

Supported by a multi-national bank, FirstRand, we are a secure and highly respected organisation that has been recognised as a leader in the field for some time. To help you save more pennies along the way, every customer of ours receives exclusive membership to MyMotoNovo, meaning access to a range of discounts at supermarkets, high street stores, eating out, holidays and more.

To learn more about the MotoNovo Finance story please feel free to browse the sections of this website. You'll find all the information you need right here, so whether you want to search for your next car, van or motorcycle, see how much you can save through the MyMotoNovo Discount Shopping service or see which of our thousands of supportive dealers is nearest to you - it's all on this website.

Blue Motor Finance

ABOUT BLUE – We are a direct lender and are open for business 7 days a week. We use advanced technology that allows us to accept all types of business across the whole risk spectrum. Our automated rate for risk product gives our dealers the flexibility needed to offer the most competitive finance package to every customer delivering prime style service for all customers.

First Response

Worried about your credit rating? Our ‘bad credit’ finance experts have provided car finance to over 130,000 people who, just like you, have struggled getting approved elsewhere.

Over the past 16 years we have spent a lot of time developing our systems, our relationships with dealers, and our customer service in order to make purchasing your vehicle as smooth as possible. We pride ourselves on delivering great customer service and are rated as the top car finance company on Review Centre, you can read some of our reviews on our website.